BANK OF STAR CITY

Privacy Notice

Facts What does Bank of Star City do with your personal information?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect personal information. Please read this notice carefully to understand what we do.

What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Account balances
  • Payment history
  • Account transactions
  • Checking account information
  • Wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bank of Star City chooses to share; and whether you can limit this sharing.

Reasons we may share your personal information: Does Bank of Star City? Can you limit this sharing?

For your everyday business purposes - Yes No
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus

For our marketing purposes -
to offer our products and services to you No We don't share

For joint marketing with other financial companies No We don't share

For our affiliates' everyday business purposes -
information about your transactions and experiences No We don't share

For our affiliates' everyday business purposes -
information about your creditworthiness No We don't share

For nonaffiliates to market to you No We don't share

What we do

How does Bank of Star City protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Bank of Star City collect my personal information?
We collect your personal information, for example, when you

  • Open an account
  • Give us your income information
  • Give us your contact information
  • Show your government-issued ID
  • Show your driver’s license

Why can't I limit all my sharing?

Federal law only gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and invividual companies may give you additional rights to limit sharing.

Definitions

Affilitiates
Companies related by common ownership or control. They can be financial and non-financial companies.
- Bank of Star City does not share with our affiliates
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
- Bank of Star City does not share with our affiliates

Job Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Bank of Star City doesn't jointly market.

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